Helping Idaho Public Employees Build A Secure Retirement

PERSI Workshops

Workshops on Retirement & Financial Management

Wish you could save more for your children's education, a boat, great vacation or a more comfortable retirement? Don't know how you could save anything from a paycheck that doesn't seem big enough as it is? We hear you and have talked with thousands of people about it. You're not alone, and we can help you! PERSI's workshops provide you with the tools you need to become more financially secure. You'll see how to use your PERSI Base Plan and Choice 401(k) Plan, Social Security, savings and many other tools to achieve your financial goals.

Our presenters are PERSI employees with strong financial planning and adult education backgrounds. They do not sell or endorse any product - their only interest is in providing you with high quality education to equip you to make well informed financial decisions.

The Workshops

PERSI offers three separate workshops across the State of Idaho. PERSI's "Planning for the Beach" workshop reviews both the PERSI Base Plan and the Choice 401(k) Plan in detail, and also includes an overview of financial basics. PERSI's "Cruisin' to the Beach" workshop focuses on getting your financial house in order. And PERSI's "Retirement's a Beach" workshop targets members within 10 years of retirement and focuses on Social Security, Medicare, healthcare costs, and a review of your PERSI retirement estimate.

The Planning for the Beach and Cruisin' to the Beach workshops are offered through your employer or via the PERSI website, FaceBook, or DVD. Please read the various course descriptions provided below.

You may register for an Retirements a Beach workshop online or have your employer contact PERSI for additional details regarding Planning for the Beach and Cruisin' to the Beach with groups of 15 of more.

"Planning for the Beach" (PB)

Conducted offsite for groups 15 or more via PERSI website, FaceBook, or DVD.

This FREE 1.5 hour workshop focuses on how to begin the planning process required to achieve a comfortable retirement...something studies show escapes nearly 87% of Americans. It covers the basics of your PERSI Base Plan and Choice 401(k) Plan so you get the maximum benefit from each account. Topics devoted to developing good financial discipline to avoid common pitfalls that frequently derail the retirement planning process including living beyond your means, improper use of credit cards, debt, and poor planning are included. You will be provided with tools to effectively address each of these situations and will be introduced to the principles of the Time-Value of Money, Dollar Cost Averaging, and Asset Allocation.

Have your employer call PERSI Education (208) 287-9291 or (208) 287-9292 for further details.

Topics Covered:

  • PERSI Base Plan
  • Snap Shot
  • Credit Card Basics & Debt Elimination
  • Rip's & Sandy's Stories
  • Time Value of Money/Dollar Cost Averaging
  • Asset Allocation
  • PERSI Choice 401(k) Plan Discussion
"Cruisin' to the Beach" (CB)

Conducted offsite for groups 15 or more via PERSI website, FaceBook, or DVD.

During this FREE 1.5 hour workshop you will review the basics of defined contribution plans. The workshop will focus on advanced financial planning techniques to help participants fine-tune their skills so they are more likely to achieve a comfortable retirement. How to appropriately use tax and income deferral instruments and practice asset allocation are also reviewed. You will be introduced to some tools needed to make effective choices on your own.

Have your employer call PERSI Education (208) 287-9291 or (208) 287-9292 for further details.

Topics Covered:

  • Getting Started
  • Investment Vehicle Choices & Comparisons
    —401(k)
    —457
    —403(b)
    —Traditional & Roth IRAs
  • Financial Basics
    —Evaluating Fund costs vs. Historical Fund returns
    —Discuss: Indexes, Growth, Value, Small Cap, Large Cap, International, etc.
  • Asset Allocation — 'Hands-on' exercise (Offsite workshops only)
  • Resources
"Retirement's a Beach" (RAB)

Conducted offsite, major cities

This FREE day-long workshop is intended to help PERSI members within 10 years of retirement. It is a hands-on workshop where you'll be shown how to combine your PERSI Base Plan and Choice 401(k) Plan benefits with Social Security and other income sources for a rewarding retirement. The PERSI Base Plan will be explored with a specific emphasis on the retirement estimate, early retirement factors, and the annuity options available to participants. Social Security, the benefits available, self-auditing one's record, and understanding earnings thresholds that could impact income are also discussed. Medicare and other health care options are reviewed in great detail as are tax implications of retirement income, the need for insurance, long-term care, wills, trusts vs. healthcare proxies, and powers of attorney.

Please register using the Retirement's a Beach schedule.

Topics Covered:

  • PERSI Base Plan with Retirement Options
  • Financial Planning & Retirement
  • Social Security & Tax Implications
  • Healthcare & Medicare Costs
  • Ready or Not....Here we go